Concord, NH Personal Injury Lawyer
Apis Law | Personal Injury Attorney
If you have been injured in an accident in Concord, New Hampshire, you need an attorney who understands how insurance companies operate in the capital city’s busiest corridors — from rear-end collisions on the I-93/I-89 interchange to slip-and-fall injuries on Loudon Road’s commercial strip. Attorney Keith F. Diaz has spent 22 years handling personal injury cases across Merrimack County, and he knows that Concord accident victims face the same aggressive insurance tactics that larger firms use against injured people throughout New Hampshire: lowball offers, delayed claims, and manufactured disputes over who was at fault.
New Hampshire law requires every driver to remain alert, keep a proper lookout, pay attention to existing and potential hazards, and keep the vehicle under control at all times. See Johnston v. Lynch, 133 N.H. 79 (1990). When a driver on I-93 near Exit 12 fails to check a blind spot, or a motorist on Loudon Road runs a red light at the Stickney Avenue intersection, that driver has breached a legal duty — and the injured person has a right to full compensation under New Hampshire law.
Concord personal injury cases are filed in Merrimack County Superior Court, located at 163 North Main Street in downtown Concord. Attorney Diaz has litigated cases in Merrimack County and knows the local procedures, judges, and timeline expectations that can affect your case strategy.
Below, we explain how New Hampshire personal injury law protects Concord accident victims, what damages you can recover, the most dangerous roads and intersections in the Concord area, and how Apis Law builds cases from investigation through resolution.
Free Consultation for Concord Accident Victims
Every case starts with a free, no-obligation consultation. Keith will review the facts of your accident, explain your legal options, and give you an honest assessment of whether you have a viable claim. You pay nothing unless we win — Apis Law handles all Concord personal injury cases on a contingency fee basis. Call (603) 785-1013 or visit our office at 470 Mast Road in Goffstown, just 8 miles from downtown Concord.
22 years handling NH personal injury cases | All five-star reviews from real clients |
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Client Testimonial
— Scott Chamberlin, Car Accident Client (Google Review, 5 Stars)
“We had an overwhelmingly positive experience with Atty. Diaz in settling our personal injury claim after a roll-over accident involving a drunk driver. Throughout the entire legal process he was attentive and patient with our questions, had excellent and clear communication, and was thoroughly professional. Atty. Diaz genuinely cared about our case and we absolutely owe our successful settlement to his work. We settled for a significantly higher amount than we had anticipated due to his diligence, persistence, and skill.”
Concord Accident Hotspots
Concord sits at the crossroads of two major interstate highways and serves as New Hampshire’s state capital, generating significant daily commuter, government, and commercial traffic. The following corridors and intersections see the highest concentration of accidents in the Concord area:
I-93 / I-89 Interchange
The convergence of Interstate 93 and Interstate 89 in Concord is one of the most heavily traveled interchanges in New Hampshire. Merging traffic, lane reductions, and speed differentials between through traffic and exiting vehicles create conditions for rear-end collisions, sideswipe accidents, and multi-vehicle pileups — particularly during morning and evening commutes and in winter weather.
Loudon Road Corridor
Loudon Road (Route 9) from Pleasant Street east to the Steeplegate Mall area is Concord’s primary commercial corridor. High-volume turning movements into shopping centers, restaurants, and gas stations — combined with frequent pedestrian crossings — make this stretch a consistent source of T-bone collisions, parking lot accidents, and pedestrian injuries.
North/South Main Street
Main Street through downtown Concord handles mixed traffic including state government commuters, local business traffic, and pedestrians. The narrow lanes, on-street parking, and multiple signalized intersections create conditions for rear-end collisions and dooring accidents with cyclists.
Pleasant Street / I-93 On-Ramps
The Pleasant Street corridor connecting downtown Concord to the I-93 on-ramps sees heavy rush-hour traffic. The transition from city driving speeds to highway merging speeds, combined with the grade changes near the interstate, contributes to acceleration-related collisions.
Route 3 / North State Street
North State Street heading toward Penacook carries significant truck traffic serving commercial operations north of the city. The mix of heavy commercial vehicles and residential neighborhood traffic creates hazardous conditions, particularly at the intersections near St. Paul’s School and the Merrimack River crossings.
"Attorney Keith Diaz is the best personal injury lawyer I have worked with. From the beginning, he explained everything to me and was always very responsive when
I had questions. If anyone is looking for a knowledgeable attorney, I highly recommend his law office and would definitely work with Keith again." M.Gosselin
How New Hampshire Personal Injury Law Protects Concord Accident Victims
Negligence and the Duty of Care
To recover compensation after an accident in Concord, you must prove that another person or entity was legally at fault — meaning they failed to exercise reasonable care and that failure caused your injuries. New Hampshire courts have consistently held that all drivers on our highways have a duty to use due care at all times to avoid or prevent harm to others. Johnston v. Lynch, 133 N.H. 79 (1990).
This duty extends beyond simply following traffic laws. In Mullin v. Joy, 145 N.H. 96 (2000), the NH Supreme Court held that a driver who turned onto a road while partially blinded by the sun violated her duty of care, noting that sunlight is a condition that requires drivers to exercise a degree of care commensurate with the circumstances. The principle is clear: drivers must adapt their behavior to actual conditions, not just follow the rules mechanically.
Comparative Fault in New Hampshire
New Hampshire follows a modified comparative fault system under RSA 507:7-d. If you are partially at fault for your accident, you can still recover damages — but only if your fault does not exceed 50%. Your recovery is reduced by your percentage of fault. For example, if you are found 30% at fault and your damages total $100,000, you would recover $70,000.
Insurance companies routinely try to inflate the injured person’s share of fault to reduce or eliminate their payout. In Broughton v. Proulx, 152 N.H. 549 (2005), the NH Supreme Court confirmed that a plaintiff is entitled to place some reliance upon the defendant’s performance of their duty of care. In other words, you are not required to anticipate every possible way another driver might act negligently.
Premises Liability: Slip-and-Fall Injuries in Concord
Concord’s commercial areas — particularly along Loudon Road, Main Street, and the Steeplegate Mall area — generate a significant number of premises liability claims. Under New Hampshire law, all landowners are subject to a duty to use reasonable care in maintaining their properties. See Robinson v. 1 Bouchard Street Realty (N.H. 2024); Rallis v. Demoulas Super Markets, 159 N.H. 95 (2009).
In Rallis, the NH Supreme Court reversed a jury verdict because the trial court failed to properly instruct the jury on constructive notice — specifically, that a store owner could be liable if they knew or should have known that a hazardous condition (green beans on the floor) regularly occurred. This case is directly relevant to Concord slip-and-fall claims in grocery stores, restaurants, and retail establishments.
Property owners also have specific duties regarding snow and ice removal. Business owners must use ordinary care to remove ice or snow that makes their premises hazardous within a reasonable time after learning of the condition. See Simpson v. Wal-Mart Stores, Inc., 144 N.H. 571 (1999). Given Concord’s New Hampshire winters, snow and ice injuries on commercial properties are among the most common premises liability claims in Merrimack County.
Dog Bite Injuries
New Hampshire imposes strict liability on dog owners under RSA 466:19. A dog owner is liable for injuries caused by their dog regardless of whether the owner knew the dog was dangerous. In Bohan v. Ritzo, 141 N.H. 210 (1996), the NH Supreme Court clarified that the plaintiff need not prove an actual bite — liability extends to any injury caused by a dog’s vicious or mischievous conduct, including being knocked down or frightened into falling.
New Hampshire’s comparative fault statute (RSA 507:7-d) does apply to dog bite cases, but under a “comparative causation” standard rather than traditional comparative negligence. The court in Bohan held that a comparative causation instruction is proper only if the plaintiff provoked the dog or knowingly put themselves into a dangerous situation.
What Damages Can I Recover After a Concord Accident?
New Hampshire law entitles injured Concord residents to "full, fair, and adequate" compensation — not a lowball settlement designed to close your file quickly. As the NH Supreme Court stated in Carbone v. Tierney, 151 N.H. 521 (2005), damages "must not be cheap or miserly, nor should it be a reward or a prize." The purpose is to make you whole for the harm caused by someone else's negligence.
Under New Hampshire Law, recoverable damages in a Concord personal injury case include:
Economic damages
medical bills (past and future), lost wages, and loss of earning capacity. If a Loudon Road intersection collision leaves you unable to work your state government job on South Main Street or at one of Concord's downtown businesses, you are entitled to compensation for both the income you have already lost and the future earning capacity you have been deprived of. See Vachon v. New England Towing, Inc., 148 N.H. 429 (2002).
Non-economic damages
physical pain, mental suffering, emotional distress, and loss of enjoyment of life. The NH Supreme Court recognizes hedonic damages as a separate category of compensation for permanent injuries. In Bennett v. Lembo, 145 N.H. 276 (2000), the Court held that loss of enjoyment of life — the inability to carry on daily activities, walk the trails at White Park, or participate in the routines that defined your life before the accident — is compensable beyond just pain and suffering.
Aggravation of preexisting conditions
If you had a prior back injury or degenerative condition and an I-93/I-89 interchange collision made it significantly worse, the at-fault driver is responsible for the aggravation. The Court in Peterson v. Gray, 137 N.H. 374 (1993), confirmed this applies "even if a normally healthy person probably would not have suffered any injury at all." Insurance companies frequently point to preexisting conditions to minimize payouts — an experienced attorney can ensure the jury hears the full picture.
New Hampshire does not allow punitive damages in personal injury cases. Compensation is limited to actual losses. That makes it critical to document every element of your damages thoroughly from the start — something Attorney Diaz and the Apis Law team can help you with. Our Goffstown office is just 8 miles from downtown Concord, and all Concord personal injury cases are filed in Merrimack County Superior Court right in the capital.
Frequently Asked Questions
Q1: What should I do after a car accident on I-93 near Concord?
After a car accident on I-93 near Concord, your first priority is safety and documentation. Move to the breakdown lane if possible and call 911 — the Concord Police Department or New Hampshire State Police will respond depending on the exact location. Get the other driver’s insurance information and take photos of all vehicles, road conditions, and any visible injuries. Seek medical attention immediately, even if you feel fine — many injuries, including whiplash, concussions, and internal bleeding, do not produce symptoms for hours or days. Under New Hampshire law, you have three years from the date of the accident to file a personal injury claim (RSA 508:4), but evidence degrades quickly. Contact a Concord personal injury attorney as soon as possible to preserve your rights.
Q2: How does New Hampshire’s comparative fault law affect my Concord injury case?
New Hampshire follows a modified comparative fault system under RSA 507:7-d. You can recover damages as long as your fault does not exceed 50%. Your recovery is reduced by your percentage of fault. For example, if you are found 20% at fault and your damages total $100,000, you would recover $80,000. Insurance companies aggressively argue comparative fault to reduce payouts. The NH Supreme Court in Broughton v. Proulx, 152 N.H. 549 (2005), held that a plaintiff is entitled to place “some reliance” upon the defendant’s duty of care — meaning you are not expected to anticipate every negligent act by another driver.
Q3: Which court handles personal injury cases from Concord, NH?
Personal injury cases from Concord are filed in Merrimack County Superior Court, located at 163 North Main Street in Concord, NH 03301. Merrimack County Superior Court handles civil cases including car accidents, slip-and-fall injuries, dog bites, and wrongful death claims arising in Concord, Bow, Hooksett, Pembroke, Canterbury, and other Merrimack County communities. If your case involves a claim of $25,000 or less, it may be eligible for the court’s simplified civil docket procedures.
Q4: Can I recover compensation for a slip-and-fall at a Concord store or parking lot?
Yes. Under New Hampshire law, all property owners have a duty to maintain their premises in a reasonably safe condition. See Rallis v. Demoulas Super Markets, 159 N.H. 95 (2009). If a store, restaurant, or property owner on Loudon Road, Main Street, or anywhere in Concord failed to address a known hazard — such as a wet floor, icy walkway, or broken stairway — and you were injured as a result, you may have a premises liability claim. Business owners must remove ice and snow within a reasonable time after learning of the hazard. See Simpson v. Wal-Mart Stores, Inc., 144 N.H. 571 (1999).
Q5: What is the statute of limitations for personal injury cases in Concord, NH?
In New Hampshire, the statute of limitations for most personal injury claims is three years from the date of the accident. See RSA 508:4. This deadline applies to car accidents, slip-and-fall injuries, dog bites, and most other personal injury claims filed in Merrimack County Superior Court. If you miss this deadline, the court will almost certainly bar your claim. There are limited exceptions — for example, the discovery rule may extend the deadline when an injury is not immediately apparent — but these are narrowly applied. Contact a Concord personal injury attorney well before the deadline to ensure your claim is properly preserved.
Q6: How much does it cost to hire a Concord personal injury attorney?
Apis Law handles all Concord personal injury cases on a contingency fee basis. You pay nothing upfront and no attorney’s fees unless we recover compensation for you. The contingency fee is a percentage of the recovery, agreed upon before representation begins. This means there is no financial risk to you in pursuing your claim. Your initial consultation is free and confidential.
Q7: What is my Concord personal injury case worth?
The value of a personal injury case depends on multiple factors including the severity of your injuries, the total medical expenses, lost wages, pain and suffering, and the degree of fault. Under New Hampshire law, damages may include the reasonable value of past and future medical care, lost earning capacity, and reasonable compensation for physical pain, mental and emotional distress, and loss of enjoyment of life. See Johnston v. Lynch, 133 N.H. 79 (1990); Bennett v. Lembo, 145 N.H. 276 (2000). No two cases are the same. Attorney Diaz will evaluate your specific situation during a free consultation and give you an honest assessment.
About the Author
Keith F. Diaz, Esq. is the founder of Apis Law, PLLC, a New Hampshire personal injury and employment law firm. Attorney Diaz has 22 years of legal experience and is admitted to practice in the State of New Hampshire (Bar No. 15831), the U.S. District Court for the District of New Hampshire, and the First Circuit Court of Appeals. He founded Apis Law in 2022 to provide dedicated, client-focused representation to individuals and families throughout New Hampshire.
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