
New Hampshire
Uber | Lyft
Accident Attorney
Apis Law is a New Hampshire personal injury law firm representing individuals injured in rideshare accidents involving Uber and Lyft. Uber accident claims and Lyft accident injuries involve passenger injuries, pedestrian strikes, and driver liability disputes. When a rideshare crash causes serious injury, lost wages, or long-term disability, it is important to quickly preserve evidence, identify applicable coverage, and hold all responsible parties accountable, whether the driver was logged into the app, transporting a passenger, or operating between rides.
Unlike traditional taxi services, rideshare platforms like Uber and Lyft rely on independent contractors to provide rides. Insurance coverage varies depending on whether the driver is off duty, waiting for a fare, or actively transporting a passenger. When a ride has been accepted or is underway, companies are required to maintain substantial third‑party coverage to protect people injured in an Uber. If the driver is between fares, lower-tier coverage may apply. Apis Law analyzes every applicable policy to ensure you are fully compensated.
Understanding Uber & Lyft Accident Liability
Rideshare Insurance Coverage
Uber and Lyft have transformed transportation, but when drivers or companies fail to uphold safety standards, innocent people can suffer. As a Southern New Hampshire Uber accident attorney, Apis Law stands ready to pursue justice for passengers, drivers, and others injured in rideshare crashes. We understand the complexities of rideshare liability and will fight to secure the compensation you deserve.
Determining Fault and Negligence
Recovering damages after a rideshare accident requires proving that another party’s negligence caused your injuries. Fault can rest with the rideshare driver, another motorist, the rideshare company itself or even a third party. We investigate driver behavior, traffic conditions, app data and vehicle maintenance records to establish liability and hold every responsible party accountable.
Comparative Fault in New Hampshire
Under New Hampshire’s comparative liability law, you may still recover damages if you are no more than 50 percent at fault. Our legal team will protect your right to compensation by countering insurer tactics designed to shift blame and reduce your recovery.

Statutory Insurance Requirements (RSA 359‑U:8)
Under RSA 359‑U:8, Transportation Network Company (TNC) drivers, or the TNC on the driver’s behalf, must carry primary motor‑vehicle insurance while logged into a rideshare app and during rides. When a driver is available but not carrying a passenger, the law requires minimum coverage of $50,000 per person and $100,000 per incident for death or bodily injury, plus $25,000 for property damage.
Once a ride is accepted or in progress, coverage must increase to at least $300,000 to cover death, bodily injury, and property damage. Coverage can be provided by the driver’s policy, the TNC’s policy, or a combination of both. If the driver’s policy lapses or doesn’t meet these limits, the TNC’s policy must step in from the first dollar. Drivers must carry proof of coverage and disclose whether they were logged into the app or on a ride if an accident occurs.
Link to full statute here: RSA 359‑U:8 – Financial Responsibility of TNCs
What To Do After a Rideshare Accident
1. Seek medical attention immediately. Some injuries are not apparent at the scene; timely treatment protects your health and documents your claim.
2. Report the crash to the rideshare company through the app. This triggers their insurance process.
3. Gather evidence: photographs of the scene, driver and vehicle information, witness contact details, and copies of any police reports.
4. Speak with an attorney before speaking to insurers. Insurers often minimize payouts; having counsel ensures your rights are preserved.

Compensation You Can Recover
Victims of Uber and Lyft crashes may be entitled to compensation for both economic damages and non‑economic damages:
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Medical expenses: hospital bills, surgery costs, physical therapy, and future treatment.
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Lost wages and reduced earning capacity: paychecks missed while recovering and diminished earning potential.
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Property damage: repair or replacement of your vehicle or personal property.
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Pain and suffering: compensation for physical pain, emotional distres,s and loss of enjoyment of life.
Our goal is to obtain a comprehensive award that reflects the full impact of your injuries.
Why Choose Apis Law?
Dedicated Litigation Experience
With more than two decades of litigation experience, Apis Law has represented clients across New Hampshire in complex personal injury matters. Attorney Beaner is a seasoned trial lawyer who does not shy away from the courtroom when insurers refuse to offer fair settlements.
Local Knowledge and Results
Our firm is rooted in Southern New Hampshire, with a deep understanding of state laws, local courts and insurance practices. We draw on our familiarity with comparative fault rules, statute‑of‑limitations deadlines and rideshare regulations to build persuasive cases and deliver results for our clients.
Personal Attention
At Apis Law, you are not just another file. We provide one‑on‑one attention throughout your case, keeping you informed and involved at every step. We are committed to reducing your stress so you can focus on healing.
Free Consultation – Contact Us Today
If you or a loved one has been injured in a rideshare accident in Southern New Hampshire, contact our Uber accident attorney today for a free consultation. We will evaluate your case, answer your questions and develop a strategy to pursue maximum compensation. Call us or visit our contact page to schedule a meeting. There is no fee unless we win your case.
Frequently Asked Questions About Uber/Lyft Accidents
1. What should I do immediately after a rideshare accident?
First, seek medical attention even if you feel fine—injuries like whiplash or concussions can be delayed. Report the crash to Uber or Lyft through the app and call 911 so there is an official accident report. If you are able, gather evidence by taking photos, obtaining contact information for witnesses, and preserving any medical records. Finally, contact a lawyer before speaking with insurers to ensure your rights are protected.
2. Who is responsible for paying my injuries after a rideshare accident?
Liability depends on who caused the crash. If the rideshare driver was at fault, the rideshare company’s insurance policy should cover your damages. If another driver was responsible, their insurance may be liable. In some cases, multiple policies (personal insurance and the rideshare company’s policy) apply. An attorney can identify all available sources of compensation.
3. Should I talk to the rideshare company’s insurance adjuster before consulting a lawyer?
No. Insurance adjusters work to minimize payouts. Speaking to them without legal advice can jeopardize your claim. Your attorney will communicate with the insurer on your behalf and ensure you do not unintentionally say something that could be used against you.
4. How long do I have to file a rideshare accident claim in New Hampshire?
State law generally gives you three years from the date of the accident to file a personal injury lawsuit. Missing this deadline may bar your claim entirely, so contact an attorney as soon as possible
5. Can I file a claim if the Uber driver was distracted or using GPS at the time of the crash?
Yes. Distracted driving is negligence. An attorney can subpoena cellphone or app usage records to show the driver was distracted and hold both the driver and the rideshare company accountable.