New Hampshire Car Accident Attorney
As an experienced New Hampshire car accident lawyer, Attorney Keith F. Diaz helps victims of auto accidents, motorcycle crashes, and trucking collisions. He represents clients across Manchester, Bedford, and Goffstown.
Protecting Your Rights, Pursuing Full Compensation
Welcome
Apis Law is a law firm in Goffstown, New Hampshire with a focus in personal injury, employment, and real estate litigation. The firm is named after the honey bee: apis mellifera.
I have been keeping bees for several years. It is challenging, humbling, and rewarding - just like the practice of law - where predictability can be elusive and assumptions often corrected by the discovery of new facts, circumstances, and different points of view.
Like bees, a good litigator is unassuming, humble, industrious, and, when appropriate, will let an adversary know their proper place.
For these reasons, I chose the name Apis Law.
No case is too small. Consults are free.
Why You Need a Car Accident Lawyer
As a New Hampshire car accident attorney, I know how devastating a crash can be. In many cases, car accidents in Manchester, Bedford, and Goffstown cause brain injuries, fractures, spine injuries, whiplash, and lasting limits on daily life. These injuries add stress, and the financial strain can hit just as hard. Medical bills grow quickly, lost wages put pressure on, and rehab often takes months.
On top of this, a car accident can leave you without a car. This difficulty prevents you from getting to work, running errands, or attending your medical visits. During this time, an experienced New Hampshire auto accident lawyer can guide you through each step. We help you secure medical coverage, pursue fair payment, and make sure your case meets every deadline.
If you were in a car accident in New Hampshire, getting the right legal help is crucial. Without quick action, you may lose your right to seek payment for your injuries.
With thousands of accidents reported each year, the impact on victims is significant.
A car accident lawyer can explain your rights, review your police report, and guide you through each step of the claims process. Along the way, your lawyer helps you seek payment for your medical bills, lost income, and the pain and suffering caused by the crash.
After any New Hampshire motor vehicle accident, stay calm and take the steps below. These steps matter because they protect your legal rights and strengthen your future personal injury claim.
First, check for injuries and make sure everyone is safe. Move to a safe spot if you can. Then, follow these steps from a New Hampshire personal injury lawyer to protect your claim:
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Exchange driver, insurance, and registration details at the scene
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Get the names of all drivers and passengers
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Write down license plates, makes, and models of each vehicle
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Request insurance details from all involved drivers
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Collect contact information from any witnesses
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Take quick notes about the crash, the damage, and the exact location
Next, document the scene. Take clear photos of the vehicle damage, the road, and the surrounding area. Add a video if possible, as it shows movement, distance, and conditions. Include time and date stamps. Capture the scene from several angles, including traffic signs and road conditions.
In some crashes, your injuries stop you from gathering this information. When that happens, the police step in. They respond to the car accident, gather facts, and create a traffic crash report based on their work.
A police report will be a key piece of evidence in your case. If you're involved in a bus, tractor-trailer, motorcycle, or truck accident, this documentation is even more critical due to the complexity of such claims. Protect your ability to recover lost wages and seek compensation for pain and suffering by acting promptly.
These actions strengthen your car accident claim and help your New Hampshire car accident attorney prove fault and damages later.
Steps to Take After a Car Accident
Speaking with Police After
an Accident
When you speak with law enforcement after a New Hampshire car accident, give clear and factual details. This matters because the police report becomes key evidence for your car accident lawyer when you pursue an insurance claim or a personal injury case.
The officer will ask what happened. When you answer, stay brief and stick to facts. Do not guess, assume, or speculate. Always tell the truth. Then, give the officer your contact and insurance information. Share any witness details as well. If you suffered injuries, make sure to tell the officer so it appears in the report.
The police create a traffic accident report after a car accident, and this report gives the basic facts that your attorney and the insurance adjuster will review. If you were in a truck or motorcycle accident, the investigation may take longer and require more detail. Because of this, you should cooperate with the officer and make sure all important facts are included in the report.
This report matters. It supports your claims for property damage, medical bills, lost wages, and pain and suffering. It also gives your personal injury lawyer a strong starting point for your case.
This police report often becomes key evidence for your car accident lawyer in New Hampshire when pursuing an insurance claim or lawsuit.
Your Legal Rights and Options
After a serious auto accident in New Hampshire, you may have the right to seek payment for medical bills, lost wages, pain and suffering, and any lasting limits on daily life. At this point, your lawyer can review your case and find every insurance source or careless driver who may be responsible.
A knowledgeable attorney can evaluate your claim and build strong proof of fault. Whether you suffered whiplash, a spine injury, fractures, a brain injury, or any other physical injury, you must show that the other driver’s negligence caused the crash. With the right guidance, you can present clear evidence and protect your rights.
Your New Hampshire motor vehicle accident lawyer must show that another driver’s negligence caused the crash. In most car accidents, negligence is the main legal theory your attorney uses to seek payment for your injuries. Negligence happens when a driver breaks a basic safety rule. For example, speeding, texting while driving, running a stop light, failing to yield, or driving under the influence are all common forms of driver negligence. When drivers make these mistakes, serious injuries often follow, including brain injuries, fractures, spine injuries, whiplash, and other long-term limits. Because of this, proving negligence is a key step in securing payment. Your lawyer must show that the at-fault driver failed to drive with care and that this failure caused your injuries. Whether you were in a motorcycle accident, a truck accident, or a standard car crash, a car accident lawyer can build this proof. They review the traffic accident report, the police report, and all medical records. From there, they work to show that the negligent driver caused the crash and your injuries, including lost wages and pain and suffering. This process helps you pursue the payment you deserve. To understand how comparative fault affects your case, speak with an experienced car accident lawyer in Manchester, NH. I explain how fault is shared and how it may impact your final recovery.
Filing a claim with a New Hampshire personal injury lawyer helps you meet the statute of limitations and protect your rights. In fact, an experienced lawyer makes sure your case meets RSA 508:4, the three-year deadline for injury claims. In New Hampshire, you cannot wait on your rights. You must act quickly after a car accident. The law gives you three years from the date of the crash to file a claim. If you miss this deadline, you may lose your chance to recover payment for spine injuries, fractures, whiplash, or other limits caused by the crash. Many clients call a Goffstown car accident lawyer months after a crash, not knowing that delay weakens the case and increases the risk of dismissal. Early action gives your lawyer time to gather proof and protect your claim. With a skilled New Hampshire car accident attorney on your side, you can pursue payment for whiplash, spine injuries, and other physical limits. Your lawyer helps you seek full payment for medical bills, lost wages, pain and suffering, and disability-related costs from the crash. With the right guidance, you have the best chance at a strong recovery.
Under New Hampshire’s comparative fault law, your car accident lawyer can still seek payment even if you share some of the blame. New Hampshire uses a simple rule: you can recover money as long as your fault is 50% or less. If you hold some fault, your payment drops by that same percentage. This rule matters, especially in a motorcycle accident or truck accident, because these crashes often involve several drivers. In these cases, the law may split fault among several people, and each person’s actions affect your claim. With the right attorney, you can understand how comparative fault applies to your situation. Your car accident lawyer will explain how fault affects payment for brain injuries, whiplash, fractures, and other physical harm. This rule also affects lost wages and pain and suffering, which change based on your share of fault. To learn how this law affects your case, speak with a Manchester car accident attorney. I give you clear guidance on how we measure fault and how you can protect your right to payment.
Many auto accident victims in New Hampshire face drivers who have no insurance or too little coverage. In these situations, a car accident attorney helps you use your uninsured motorist rights under state law. Uninsured motorist coverage protects you when an uninsured driver causes a crash. It helps pay for your medical bills and other losses after a car accident. At Apis Law, we know how important this coverage is. If an uninsured driver hits you, the costs can add up fast. Medical bills, repair costs, and lost wages can create heavy stress. With UM coverage, you can use your own policy to cover these expenses. In New Hampshire, insurers include uninsured motorist coverage in every auto policy unless you reject it in writing. This protection applies to bodily injury and helps pay for medical treatment after a crash. If an uninsured driver hits you and you struggle to pay medical bills or repair costs, Attorney Diaz can help. We explain your options, guide your claim, and work to recover payment through your UM benefits. Contact Apis Law today. Speak with a trusted New Hampshire uninsured motorist lawyer who can help you recover under your policy after a serious car accident.
Types of Recoverable Damages
In a New Hampshire personal injury claim, the law allows you to seek payment for lost wages, medical bills, pain and suffering, and disability. Economic damages often include medical expenses for treatments related to injuries such as brain injuries, spine injuries, fractures, or whiplash, as well as lost wages if you're unable to work. A knowledgeable auto accident attorney in NH evaluates both economic and non-economic damages to ensure every category of loss is included.
Non-economic damages address the pain and suffering you’ve experienced as a result of the accident. A skilled car accident lawyer will help you assess both types of damages. Whether you were in a truck or motorcycle accident, our attorneys review your traffic and police reports. We calculate all damages, including disability-related costs, and we work to secure full payment for your injuries. In some cases, like accidents caused by DUI drivers, victims can demand enhanced damages. Attorney Diaz wrote a blog article on DUI accidents after settling a case with minor injuries for over $100,000. Follow this link ----> read the article about an actual case involving a DUI accident and settlement in New Hampshire. Your auto accident lawyer in NH will calculate both economic and non-economic damages to ensure no losses are overlooked. If you’ve suffered any of these injuries, contact a New Hampshire personal injury attorney for a free consultation. Also, visit our Case Results Page.
After a car accident, many people deal with stress from both physical and emotional injuries. These issues often include: 1.Physical pain: Injuries from a crash can cause sharp or lasting pain. This pain alone can create stress. 2.Emotional distress: The trauma of a motor vehicle accident can lead to fear, anxiety, or depression. 3.Daily disruption: Injuries can interrupt work, school, and other responsibilities. This disruption adds pressure. 4.Limited movement: Some injuries make it hard to walk, lift, or move. These limits can frustrate you and slow recovery. 5.Changes in appearance: Visible injuries can affect self-esteem and confidence. 6.Financial strain: Medical bills and lost wages create real financial stress after a car accident. 7.Frustration: Managing pain, stress, and medical treatment at the same time can feel overwhelming. 8.Loss of independence: Serious injuries may force you to rely on others for daily tasks, which can be difficult emotionally. 9.Communication problems: Head injuries or brain injuries can affect speech or focus, which creates added stress for you and your loved ones. 10.Relationship strain: Pain, stress, and lifestyle changes after a crash can impact relationships with family and friends.
Insurance Company Tactics
Dealing with insurance companies can feel overwhelming, especially after a car accident when you need fair payment for your injuries. In many New Hampshire car crash cases, insurance carriers delay, deny, or undervalue claims to save money. Here are common tactics insurers use to push injured people into accepting less: 1.Lowball offers: Car insurers often start with a very low settlement. They hope you accept the first offer before you know the true value of your personal injury claim. 2.Delays and denials: Some carriers delay your claim or deny it outright. This adds stress, especially when you face serious injuries and major financial losses. 3.Confusing policy language: Many insurers use unclear or complicated terms. They do this to make your rights harder to understand. 4.Blaming you for the crash: Car accident adjusters may try to place the blame on you. They know that shifting fault reduces the amount they must pay. 5.Out-of-pocket demands: Insurers may force you to pay deductibles or other costs to lower their own payout. 6.Some insurers argue that you should not get full payment because health insurance or MedPay covered part of your bills. 7.Refusing full payment for medical bills: Some insurers say your provider charged “too much,” and they refuse to cover the full cost of treatment. 8.Wearing you down: Insurance companies use deep pockets, experienced adjusters, and teams of attorneys. They wait for you to run out of money or patience. Without legal help, many injured people settle for far less than their case is worth. You do not have to face this alone. A skilled New Hampshire auto accident lawyer can negotiate with the insurer or take your case to court. With strong legal help, you can push back against these tactics and fight for the full value of your injury claim.
Unexpected medical bills after a New Hampshire car crash can overwhelm anyone, even a driver with good insurance. In moments like this, a personal injury lawyer can explain your rights and help you protect your claim. Common problems include: 1.Financial stress: Medical bills can pile up fast, especially when you also lose wages because of the crash. 2.Frustration: Billing issues take time and energy. This becomes even harder when you are trying to heal after a car accident. 3.Confusion: Many people feel confused when they receive bills they thought insurance would cover. 4.Anxiety: Worrying about how to pay these bills can create fear and stress during an already difficult time. 5.Interrupted treatment: If you cannot pay for needed care, your treatment may stop, and this can slow your recovery. To protect yourself, work with a dedicated personal injury lawyer in Goffstown. Your attorney can help you track every bill, fight unfair charges, and pursue full reimbursement for all medical costs tied to the car accident.
Car accidents can cause many types of injuries. Here are some of the most common: 1.Whiplash A sudden neck snap causes sharp pain, stiffness, and nerve irritation. 2.Fractures Broken bones from the impact may need surgery and long recovery time. 3.Brain Injuries A blow to the head can cause memory issues, headaches, confusion, or loss of consciousness. 4.Spinal Cord Injuries Damage to the spine can lead to weakness, loss of movement, or long-term limits. 5.Herniated Disc A disc bulges and presses on nerves, causing neck or back pain. 6.Soft Tissue Injuries Sprains and strains affect muscles, tendons, and ligaments after a crash. 7.Concussion A hit to the head disrupts normal brain function and needs medical care. 8.Facial Injuries Cuts, broken bones, or scarring can happen when the face hits hard surfaces. 9.Chest Injuries Broken ribs or bruised organs often result from striking the steering wheel or seat belt force. 10.Internal Bleeding Organ damage can cause internal bleeding, which needs urgent treatment.
Frequently asked questions
Call on Apis Law to help you and your loved ones guide you through the process of recovering money lost to medical bills, car damage, lost wages, and pain and suffering.
Speak directly with a New Hampshire car accident lawyer today — no fees unless we win.
Apis Law is personal injury lawyer / attorney and proudly represents clients in Manchester, Goffstown, Bedford, Hooksett, Concord, and Nashua.